Forty years of banking, now working for you

Moinuddin Durrani

Moinuddin has spent 40 years in banking. Over that career he worked his way up from the branch to Vice President at one of the country's leading banks, looking after business customers day in, day out and taking their proposals through to approval.

Much of that time was spent on higher-value commercial lending: business loans and facilities, commercial property finance and international trade finance for importers and exporters. He has assessed thousands of proposals, written and presented credit papers to credit committees, and seen first-hand why some applications are approved and others are turned down.

Working alongside lenders, valuers and solicitors across the country taught him how to structure finance properly: matching the facility to the purpose, the security to the risk, and the repayments to the way a business actually earns its money.

After retiring from banking, Moinuddin founded MDM Financial Services in Leicester to put that experience to work for business owners and property investors. Instead of judging applications, he now prepares them, so each case reaches the right lender already shaped the way that lender wants to see it.